A survey has shown more than 40 per cent of parents are illegally fronting, and I am sure they must know its against the law…

Many parents know fronting is illegal, and really believe they stand to save over £180 pounds.

Don’t forget if a driver is found to be fronting they could have all or part of their claims refused by their insurance company, complete with their policy cancelled and face a prosecution for fraud and leave them with a criminal record.

Perhaps the current economic situation is causing more people to jump on the bandwagon and try fronting, but parents must realise that it may seem harmless to do this but in long term are helping towards prosecution and the chance of not obtaining insurance in the future, and setting poor examples to their children.

Through doing this parents are not helping their young drivers to the importance of responsible driving.

It is a known fact the quicker younger drivers start their own insurance and start their own no claims discount by being the main driver, the more affordable this will make insurance for them in the future…